Welcome to the Blog

2011-02-11 12:45:12
Mortgage Information




Step one in buying a home is getting pre-approved. This gives you peace of mind and leverage! A simple phone call can get the ball rolling with no out of pocket costs to you. Robert's cost are minimal and are often paid in this market by the seller at closing. A lender letter is always presented with an offer and should state that the buyer is 'approved' with conditions only on the condition and appraisal of the home you are purchasing.


Robert shops rates daily and has access to hundreds of investors who compete for his business. Because of his volume he gets the best rates. No one works more closely with Lenders than Realtors. Although a buyer may work with the lender of their choice we have found Robert to be outstanding, having never had a failed transaction with him and feel confident in referring him.


Once you have this out of the way you can pursue homes with confidence. We will walk you through every step of the contract to assure that closing is a fun and memorable experience.


Universal Lending

Robert Mangas - Mortgage Broker

Office 303-798-3242

Cell Phone 303-513-1904


 denver mortgage rates







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2014-02-03 08:51:39
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'Please Take Our Offer'

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2013-11-04 12:24:31
What's It Worth?

2013-11-04 12:19:54
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2013-11-04 12:18:44
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2013-11-04 12:15:17
Debt Relief = Income

2013-11-04 11:52:44
FHA & VA Assumption

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2013-11-04 11:19:00
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2013-11-04 10:48:02
Real Estate 411

2013-11-04 10:46:22
All Dollars Not Equal

2013-10-21 13:47:26
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2013-10-21 13:43:53
A Home Is More Than an Address

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